Building Brighter Financial Futures: The Kelly Group's Community College Courses
Maryland schools are required to offer financial literacy education, but if you graduated from high school before 2011 you may have missed out on this essential life lesson. Even if you did receive financial education early in life, markets, regulations, and personal situations evolve constantly, making ongoing education vital to making informed decisions.
Yet, for many individuals, opportunities to learn and to develop a deep understanding in financial matters are scarce, and the abundance of information online can be overwhelming. That’s why we believe in offering community financial education opportunities right here in Harford County.
Our classes are short, one-time-only sessions designed to provide valuable information in a convenient way. As the world grows increasingly complex, the need for trusted resources and knowledgeable guidance becomes even more evident. That’s where we come in.
Accessible Education with Experienced Financial Advisors
We believe in making financial education accessible and convenient for everyone in our community. We're proud to offer a variety of rotating noncredit courses at Harford Community College, designed to provide invaluable insights into essential financial topics such as estate planning and federal government benefits planning.
The best part? You can register on the same day, and each course is over in a single evening, so you don’t have to dedicate significant time to get the benefits of learning.
We’ve built our financial education courses to cover a wide range of financial situations and questions. Our courses may help you if you…
Just started your financial journey
Recently married and are looking to buy a house
Realized it’s time to take retirement planning seriously
Recognize that your current financial strategy doesn’t match with your goals
Strengthening Harford County Through Financial Education
Our commitment to financial education stems from our core belief that everyone deserves the opportunity to build a brighter financial future. Through these courses, we aim to demystify complex concepts, empower people to take control of their finances, and ultimately, help our neighbors and friends achieve their goals.
Our financial advisors cover:
What you need to know when applying for Social Security
The power of legacy planning in maintaining family harmony and financial stability
Essential retirement planning tips for federal government employees
Real-world strategies to improve your spending habits
We recognize many individuals may feel uncertain about where to turn for financial advice. Partnering with Harford Community College allows us to bridge that gap by providing accessible learning opportunities. Neighbors come together to gain practical financial knowledge while building connections and friendships in our community. The result is a stronger, more close-knit community where people feel empowered to take control of their financial futures.
Upcoming Financial Education Courses at Harford Community College
Ready to learn with The Kelly Group? Choose from these one-session courses offered in the evenings, from 6 to 8 p.m.
Social Security Strategies for a Healthy Retirement
Wednesday, September 10, 2025 — Instructor: Rick Fletcher
This class is necessary and timely for every person facing the future challenge of applying for Social Security benefits. The filing rules and options for benefits can be complicated and should be thoroughly reviewed before making a life-time decision. There will be a review of Social Security basics, the health of the Trust Fund noting the pandemic, benefit planning strategies and how benefit timing impacts retirement decisions, and specifically on when and how to file to maximize benefits. Worksheets will be provided to attendees.
Medicare Planning for Baby Boomers
Wednesday, September 24, 2025 — Instructor: Charlie Wolpoff
When you turn 65, the federal government gives you a birthday present: A one-way ticket into the brave new world of Medicare. This course addresses what you need to know about Medicare—including when and how to enroll—and helps you navigate past potentially costly traps. We also discuss how to choose the appropriate private insurance you will need to supplement Medicare.
A Retirement Discussion for Federal Employees
Wednesday, October 1, 2025 — Instructor: Rick Fletcher
Federal employees have access to a valuable package of benefits. This course will provide planning tips to help you understand the rules so that you can make best decisions for retirement planning, through open discussions involving CSRS/FERS benefits, pensions and Thrift Savings Plans, and commentary on Social Security and Medicare for Federal Employees. Worksheets will be provided, and this class is taught by an advisor who holds the designation of a chartered Federal Employee Benefits Consultant (ChFEBC℠).
Mind Over Money: The Role of Behavior in Financial Success
Wednesday, October 8, 2025 — Instructors: Tom Cusick and Charlie Wolpoff
Research indicates that the most serious threat to your financial success is your own behavior. This course addresses our most common behavioral biases and how to avoid devastating behavior-based mistakes and emotional traps that can derail even the most carefully crafted financial and investment plans.
Beyond Estate Planning: How to Leave a Loving Legacy
Wednesday, October 29, 2025 — Instructor: Charlie Wolpoff
What would happen if you did not return home today? Would your loved ones know what to do, or would their world be engulfed in confusion and chaos? What “footprint” would you leave behind? Learn how legacy planning can help you bequeath family harmony, clarity, and peace of mind, while acquiring a greater sense of significance and fulfillment. Each attendee will be provided with a wide-ranging workbook to help guide you through this life affirming process.
Safeguard Your Wealth: Defend Against Fraud, Scams, and Cyber Threats
Wednesday, November 12, 2025 — Instructors: Tom Cusick and Charlie Wolpoff
Don’t let aggressive and sophisticated thieves harm your personal and financial well-being. This class will show you how to spot potential threats, secure your information, and maintain a safe digital presence. Join us to gain the confidence and skills needed to protect yourself and your assets.
For instructions on how to register, visit https://www.harford.edu/academics/noncredit-registration/index.php. For further information on the courses, feel free to contact Charlie at 410-893-0560, or charlie@kellyria.com.